Understand the example
- Decision and alternatives
- Important numbers and sources
- Starting result and what changes it
- The number that matters most and the Flip Point
- Verdict and what could make it wrong
Membership
The most natural question after an episode is: “Okay, but what happens with my numbers?”
That is exactly what membership is for. I do not charge you to discover the conclusion. I charge when you want to replace my example with your situation.
Educational tools only. Results depend on the numbers used and are not guaranteed.
Free versus member
The answer is not the premium feature. Your situation is.
Membership adds utility, not withheld closure.
Apply the method yourself
- Change the numbers
- Build and save your own versions
- Compare alternatives
- Use full workbooks and supporting data
- Return to the complete model archive
Built for real decisions
Use the library when a generic rule starts feeling too generic.
Career, education, debt, housing, family, retirement spending needs, major purchases, and business decisions.
Competing paths
Put your real choices on the same timeline.
The important numbers
Change the numbers that matter and see whether the answer still holds.
The flip point
Find the number or condition where the better path changes.
Membership options
Pay for one decision, or keep the whole library.
If one published decision is all you need, use the $99 option. If you expect several major decisions over time, membership is the simpler choice.
One decision$99
Single decision model
Unlock one decision permanently and replace my numbers with yours.
- Change the important numbers for that decision
- Save different versions and compare them
- Supporting worksheet and source data where provided
- Keeps working as that decision tool is updated
Purchased per decision. Buying two is more expensive than the founding membership.
Founding · first 100$149/first year
Founding membership
The same full-library access at a lower first-year rate, offered because the library is still small and you are buying into it early.
- Everything in the standard membership
- First-year rate held for the first 100 members
- Renews at the standard rate shown at checkout
- A voice in which decisions we build next
This is not a sale price. It is the rate for buying a library before it is finished.
Full library$249/year
Standard membership
Use your numbers across every tool in the library and return whenever your situation changes.
- Use your own numbers across every model
- Save and compare different versions
- Supporting worksheets and source data
- Complete episode and model archive
The library grows every Thursday. Access does not expire mid-term when it does.
Membership FAQ
What are you actually paying for?
You are paying to stop mentally adjusting someone else's example and start seeing your own tradeoff directly.
What do I actually get?
Use your own numbers, change more of the important details, save and compare versions, access supporting worksheets and data where provided, and use the full library.
Is the public verdict hidden behind membership?
No. Public episodes still provide a useful conclusion, the important numbers, the Flip Point when available, and what could change the answer.
What is the difference between the $99 model and the $249 membership?
The $99 unlock lets you use your numbers for one decision. The $249 membership lets you use your numbers across the whole library, including new decisions published after you join. If you expect to use two or more, the membership is the cheaper path.
What is the founding rate and what happens at renewal?
The founding rate is $149 for the first year, offered to the first 100 members because the library is still small and early members are absorbing that risk. It renews at the standard rate, and the live checkout states the exact renewal amount and timing before payment. Those checkout terms control.
What is the cancellation or refund policy?
The current cancellation and refund terms are shown before purchase in the live checkout and applicable Terms of Use. Purchase-specific terms control rather than a policy being implied here.
Membership
The question is not whether my example was right. It is whether the answer survives your numbers.
$249 per year for the decision-tool library, supporting worksheets and data, saved versions, comparisons, and archive.
Join MembershipCurrent billing and cancellation terms are shown at checkout and in the Terms of Use.
Need more than self-service?
Some decisions are easier to work through together.
If a published FV tool fits but you want private help applying it, or your decision needs custom work, that lives separately.
Work With Stephen